It is a grand and glorious day, indeed.
After creeping up on this moment for a year, insisting it has already happened, and being proved wrong time and again, it has really and truly occurred.
I pay more in principal than interest on my mortgage.
No, that doesn't include escrow, which did go up (no thank you very much--and I find it ridiculous considering house prices fell in 2oo9, but I won't let it dampen my spirits, no I won't).
Assuming a perfect selling season and that property taxes are correct, I own--drumroll please--44.64 % of my house.
And I crossed below a major incremental dollar amount on the amount owned.
It is an exciting day.
(the things we get excited about...)